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SGD Cash Deposit

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KiLrOy
    02-Aug-2007 18:48  
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floppy thanks for sharing the info on e$aver StanChart.
 
 
cashiertan
    02-Aug-2007 18:44  
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errr 

 

esaver is not a current account, it is a internet acct and the interest is not effective 2%. 1st 50k 1.5% every dollar after thatt than is 2%.

 

NTUC is good consistently giving abv Fixed Deposit dividend. it is not updated but like  Hong Leong finance, it offers good payout.
 
 
floppy
    02-Aug-2007 18:23  
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Tks KiLrOy.

fyi. Stanchart esaver (current acct) pays 2%.

hyhyhy1 : NTUC Thrift .. maybe not so safe.  just check their website. not updated. quoting June 2006 promotion.
 

 
hyhyhy1
    02-Aug-2007 17:37  
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Is there a risk in putting FD with NTUC thrift? Is it better to put your FD with the 3 big local banks?
 
 
jm2212
    02-Aug-2007 15:54  
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In support of the Silver Collar group, NTUC Thrift & Loan has made adjustments to the terms and conditions for Thrift Senior Fixed Deposit.

 



 

Effective from July 2, 2007, the Silver Collar group can enjoy greater benefits from our Fixed Deposits with the following changes:

 



 

-         Thrift Senior qualifying age has been lowered to 50 years old.

 

(55 years old previously)

 



 

-         Thrift Senior can enjoy 0.20% p.a. interest rate ABOVE Thrift?s Fixed Deposit board rates for all tenors.

 

(0.15% p.a. interest rate premium previously)

 



 

Current Thrift Seniors FD rates

 



 


Tenor

 

$5000-$99,999

 

$100,000-$499,999

 

Above $500,000

 

12 months (Senior)

 

2.45% p.a.

 

2.63% p.a.

 

2.73% p.a.

 

24 months (Senior)

 

2.67% p.a.

 

2.67% p.a.

 

2.77% p.a.

 

36 months (Senior)

 

2.72% p.a.

 

2.72% p.a.

 

2.82% p.a.

 



 
 
 
KiLrOy
    02-Aug-2007 15:44  
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Maybank and RHB. 

For RHB, deposit 100K above, you will automatically be under their PB (Premier Banking) group.  Perm free parking in their head office at Raffles Place when you have to do your transaction there.
 

 
floppy
    02-Aug-2007 15:40  
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which FB? tks
 
 
KiLrOy
    02-Aug-2007 15:24  
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FD on SGD Cash from foreign banks may be on the rise. 2% per annum for 1 month for 100K and above = 166.66SGD monthly for doing nothing.


Singapore Dollar Time Deposit (Cash) (%p.a.)


Month(s)


S$ 1,000
to
S$ 50,000


S$ 50,001
to
S$ 99,999


S$ 100,000
to
S$ 249,999


S$ 250,000
to
S$ 999,999


1*


0.3750


1.9375


2.0000


2.0000


2


0.3750


1.9375


2.0000


2.0000


3


0.5000


2.0000


2.0000


2.0625


6


0.6250


2.0625


2.0625


2.1250


9


0.7500


2.0625


2.0625


2.1250


12


0.8750


2.1250


2.1875


2.2500


18


1.0000


2.1875


2.1875


2.2500


24


1.0000


2.1875


2.1875


2.2500


36


1.2500


2.1875


2.1875


2.2500


* Minimum deposit for 1 month is S$10,000.
       

Effective from: 02 August 2007



 

 
 
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