
Bro, it's 2.45% for 5 months (or 6.30% p.a. if the return is consistent). The 2.45% return is not from any single fund, but the overall portfolio return. You can see the allocation breakdown in the pie chart shown in my blog. Please note though that future return can varies, so it's not exactly " guaranteed" like fixed deposit. As long as we manage the portfolio allocation carefully, the return I have so far exceed that of fixed deposit with volatility similar to fixed deposit or any low risk instrument.
For the short term bond fund & money market, I mainly bought into 2 funds: United SGD Fund Class A (UOB Asset Management), and Nikko AM Shenton ShortTerm Bond. For me I use fundsupermart for any fund purchase.
I only have my liquid asset in my current account with one of the local bank and the rest I put in my long term portfolio in fundsupermart. Probably when my long term portfolio grows in size, I will diversified to another fund broker so I don't put all my eggs in 1 baskets. I used to have fixed deposit with banks, but I closed them all and channeled it through the low risk funds.
halleluyah ( Date: 10-Nov-2012 10:28) Posted:
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Bro, may i know which bank offer tis s'pore bond fund. Seems gd. Is it 2.45% p.a or 2.45% fr 5mths. Better than i put into capitalmall asia trust bond which gives 2% p.a fr 2yrs. Tks so much fr sharing.
chartreader ( Date: 10-Nov-2012 10:18) Posted:
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Speculative Portfolio - 10 November 2012
http://chartreader88.blogspot.sg/2012/11/speculative-portfolio-10-november-2012.html 
chartreader ( Date: 10-Nov-2012 09:24) Posted:
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Long Term Portfolio - 31st Oct 2012 
http://chartreader88.blogspot.sg/2012/11/long-term-portfolio-31-oct-2012.html
It may try to rebound. But as I'm mainly position trade, it doesn't matter ... I think STI has a good chance to break down further. Key level to watch 3000 and 2977 for now.
You don't think the intraday trend will reverse?
chartreader ( Date: 01-Nov-2012 09:25) Posted:
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STI finally reached the acceptance ... panic soon ...
Speculative Trading - Preparation & Resources
http://chartreader88.blogspot.sg/2012/10/speculative-trading-preparation.html 
Good analysis. Agreed that 0.825 would be the price to watch for. Good luck.  

chartreader ( Date: 28-Oct-2012 17:10) Posted:
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China Minzhong - Post Mortem
http://chartreader88.blogspot.sg/2012/10/china-minzhong-post-mortem.html 
STI - Outlook for 22th-26th October 
http://chartreader88.blogspot.sg/2012/10/sti-outlook-for-22th-26th-october.html
STI - Outlook for 15th-19th October
http://chartreader88.blogspot.sg/2012/10/sti-outlook-for-15th-19th-october.html
Thanks for the post!
chartreader ( Date: 13-Oct-2012 10:15) Posted:
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STI was indeed bluffing ... 3077 now ... yeah keep hammering the liars baby ...
I meant good post.
gavinl ( Date: 07-Oct-2012 17:08) Posted:
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A very post indeed.
chartreader ( Date: 07-Oct-2012 16:55) Posted:
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