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Sporeguy
    09-Sep-2009 20:13  
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Just to post a few scams (which are heard or also found in Spore) in Msia out of the 17 that someone forwarded to me:

2.  Sunshine Empire  
This licensed and legal Company has an impressive office at the ground level of KUB building along Jalan Yap Kwan Seng, near Menara Public Bank and AmBank Building . They also have a showroom office at the ground level in the next building. 3 or 4 months ago, Singapore 's Straits Times and The Paper published big news reminding their people to be careful and NOT to believe in them. Hope someone can put up the link or
> google for it.(As expected, they STOPPED paying back members now and all investors LOST their money).
 
  
Someone below has put a link to the Singapore news. In fact there are more to it. Although Singapore is investigating them, they did not stop their business as the business is legal and so far, no Singaporean have failed to receive their commissions as promised. Thus, the government cannot stop them yet. The news published that the founder, director and group president is someone named James Phang but he is NOT the owner. Isn't this quite strange ? At the end of the game, James Phang can just disappear from the Company easily and claimed that he was just "employed". Such trick always happened in scam businesses. Now, the Company has STOPPED paying commissions and interests to members with the excuse that the Singapore government has freezed their bank account while under investigation. Do you think their boss will be so stupid to keep much monies in the bank to be freezed? They are all transfered away. It's just an excuses not to
> pay back to members and members are only paid "e-bonus-points" which is cashless. If they wish to
> convert to cash, they have to recruit new members to pay them cash and the recruiter less out trom the amount. So victims act like Vampires and "forced" to victimise other victims if they wish to get their monies back.. And their victims will later transform to vampires and the scam carries on... 
 
4.  Water Business - Oxygenated and Alkaline Water Products
Some of these are bottled water and some are filters or equipment that claimed the trick..
One of the better known Company that sold "oxygen" water is SITO (supposed to stand for Selangor International Trading Organiszation and claimed Selangor State Government owned some share in it). The key person and founder is a Dato Robert Ong from Rawang but his name is no longer in the business now. Their products are sold for RM2 to RM3 for a 350ml bottle and now concentrating mostly in the Indian market. Their Chinese and Malays market are long gone since a year or 2 ago. Their customers are made to believe that their water has more oxygen and able to give miraculous effects for the body. Water is H2O, how to put more O into it ? Anyone knows how much oxygen do we breathe into our body everyday at FOC ? Latest news is that this SITO Company is going to create new label to market under a new Company since the SITO name has already gone bad. Someone informed that this Company is owing alot of money(due to refunds) to ex-stockists but just refuse to pay them. (Latest news, SITO shifted to another place and their MLM business has closed but planning to start again with a different name, beware!!)
 
Alkaline Products - Can anyone explain how it can work for the body ? The stomach's gastric liquid is so acidic that water of any pH that goes through it will not make any difference.
16..  NuLife (HK)
This Company started by some HK people has been in Malaysia for more than 10 years but they have flopped in HK and Malaysia due to bad management and a product scam making use of a prosecuted American named Dr Jeffrey Bland, found guilty of false products claim. Since this case in the US leaked out and many Malaysians found out that the real boss in HK is a Steven Tang (he cheated many Malaysians in another scheme about 20 years ago) their business went down all the way. Now they claim Malaysian partners cheated them and start a new Company in Malaysia . Watch out, this new Company will come out with some investment scheme idea that will get many to lose their money.
 
 
Manikamaniko.
    05-Sep-2007 07:38  
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Lausk22...


That is the truth of the matter... and that represents success  in  the worldly realm... Smiley

... which is much contrary to the spiritual view of things... Smiley

 
 
lausk22
    04-Sep-2007 23:34  
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Mani...my pal..:)

The supreme art of selling that a great salesperson must master is to sell a product to someone who actually does not need it...This is promoted in all sales and marketing training...:)
 

 
lausk22
    04-Sep-2007 23:24  
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Sporeguy

Your ah SOH's account must be so fat that she got so much attention. My guess is those whose accounts are just so so will not get the same attention as your ah SOH ...:)

Cheers 
 
 
Manikamaniko.
    04-Sep-2007 17:49  
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The 'hard sellers', then, are really 'merciless sellers'...Very often, a lot of 'innocent' people misunderstand or only partially understand the whole package and they sometimes go into it sink and hook after being talked to by the skillful persuaders.


This is a rather sad fact of life... but then one learns only by experience in life... Smiley
 
 
Sporeguy
    04-Sep-2007 15:57  
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Today, my significant-the-other-half (SOH) went to open a saving account with passbook so that can use ATM to update any transaction done immediately without having to wait for end of month bank statement. Last time my SOH went to open a similar one but ended up buying some bank insurance (don't know what, but will deduct $200 monthly from the current acct). Today my SOH again was directed to some sale tactics by the bank personnel. When they start their sale speech, my SOH exclaimed "same story, I am not going to be tied down with such, don't waste my time and your time." Nowadays banks are more interested in selling some kind of complicated investment rather than straight forward kind. Many old folks or the less knowledgeable middle-agers or the innocent young wage-earners are led to believe their 100% guarantee capital etc.

Anyone to talk which banks are the most terrible hard sellers.
 

 
Manikamaniko.
    03-Sep-2007 18:34  
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Unless it is a superb and divine fine wine... then one can drink and forget about tiny, tiny and insignificant 5c coins...

and think only of 50c coins or $1 notes, etc... Smiley

 
 
Manikamaniko.
    03-Sep-2007 18:29  
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When the heart is sore, wine alone will not help heal it... Smiley
 
 
Centaur
    03-Sep-2007 16:58  
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say, maybe i can set up a trust fund and everyone can donate their 5cts to me... Smiley
 
 
lausk22
    03-Sep-2007 16:54  
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mani mani

I agree with u fully

The 5c penny

Is too trifle a matter certainly

That is definitely

Not worthy of our worry

lai lai women ganbei....Smiley

 

 
 

 
Manikamaniko.
    03-Sep-2007 16:29  
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Lausk22...

Please don't let inconsequential trifles upset you... there's more to life than breaking one's heart over 5c coins...  Smiley

 
 
lausk22
    03-Sep-2007 12:39  
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money come, money go

what is some 5c forgo

it was sometime ago

that 5c could buy a mint polo

now that it is almost worth zero

people like manikam maniko

rightly feel it is not worth their ego

to collect 5c change like a bozo...Smiley 
 
 
Manikamaniko.
    03-Sep-2007 11:42  
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Small things like this can be hugely revealing of our ingrained attitudes... well, like the title of this post suggests, that's living... :)

Personally, I don't (and never had) use 5c coins to pay for any purchase... except those times when 5c (eg. when an item costs $2.05) is required and the cashier feels 'bad' when I want to forego the 5c change she is giving to me.

And the 5c coins in my 'collection' are just left to lie untouched... I mean, what's the big deal?... Smiley

 
 
Centaur
    03-Sep-2007 10:59  
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Its an offence not to accept the 5ct coins for items below a certain amount, so pp cannot choose to accept or reject yr 5ct coins. I remember many years back before bus accepts the ezlink and smrt cards, i used to pay many 1ct and 5ct coins for my rides. No hassle and bus drivers don't even bother to count them. haha
 
 
tanglinboy
    03-Sep-2007 10:46  
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Haha... this is really a mundane topic but it strikes me to the core.

I have not encountered people who turn away 5c coins but I am one of those who try to dispose of my 5c coins. So if something costs 20c, I will give away four 5c coins. Hahaha.... I think they are a hassle. 
 

 
CWQuah
    02-Sep-2007 17:47  
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Perhaps another insight - it costs quite a bit for little shops to deposit their earnings in terms of coins at the end of the day. Remember the coin exchange surcharge by the banks?

Then again, there's no reason why the little shops can't give back the 5c coins as change to customers.

Or, perhaps another way out - shops could provide donation boxes too... almost all major supermarkets do that. Both customers and shops will not handle the coins, and more importantly, charities will benefit (minus the coin handling surcharge).

Just my 2c abt the 1c and 5c. Smiley
 
 
Manikamaniko.
    02-Sep-2007 17:33  
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My point is if the shops are not enthuisiastic to receive the 5c coins then we should understand their situation...

Then we can use them to pay at the many shops where they will smile when they see the 5c coins... Smiley  

 
 
Luostock
    02-Sep-2007 16:58  
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Then why 5c is still in circulation ? Isn't it still legal ? There are goods still priced ending at 5c. Mani, don't spoil the market. In Malaysia, The Store would always ask for small change from customers, even the 1c coins. As long we are not paying with ten 5c coins for a 50c article, it is alright to pay with two 5c coins together with bigger denominations. The canteens in singapore schools are too happy to receive small change.
 
 
Manikamaniko.
    02-Sep-2007 16:48  
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I would have thought that shops will only be too happy to accept 5c coins, as they may also need them as change for customers...

But on the other hand, it may also show that merchandise are mostly priced at multiples of 10 cents, eg. 1.20, 2.80, 10.90, etc... and not 1.55, 8.45, 9.95 etc...

If this is the case, then we should not be paying with any 5c coins at all to avoid the wrath of the shops people... since they will have a hard time with the coins. So don't give them a hard time...Smiley

 
 
elfinchilde
    02-Sep-2007 15:31  
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haha! sporeguy, i second you!

tried paying once at a coffee shop with two 5c coins (among other notes and coins), only to have them thrown back at me and the auntie rudely saying "5c coin not accepted."

like, kaoz. if not accepted then we should just scrap the currency!
 
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