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STI to cross 3000 boosted by long-term investors Post Reply Rate topic
yummygd Supreme	28-Apr-2011 15:45        yummygd About Contact  Quote this Post!
x 0   x 0  Alert Admin	better fall or cant play at all Isolator      ( Date: 28-Apr-2011 15:34) Posted: The longer STI is controlling... the  stronger the fall later....... lol
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Isolator Supreme	28-Apr-2011 15:34        Isolator About Contact  Quote this Post!   Mood: Yells: "STI is hard landing to below 2000..."
x 0   x 0  Alert Admin	The longer STI is controlling... the  stronger the fall later....... lol
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Laulan Master	28-Apr-2011 15:22        Laulan About Contact  Quote this Post!
x 0   x 0  Alert Admin	God bless you for your kind heartedness! chris168      ( Date: 28-Apr-2011 15:16) Posted: Bravo to you your good work. Although I am in my late thirties, I did my WILL becos I travel quite a bit and so many things can happen these days ... I WILL a part to a charity for the poor which I have served in my school days ... What we get we want to give back too. Laulan      ( Date: 28-Apr-2011 14:37) Posted: You are indeed lucky to be born in an above average or probably rich family. Go and do some social work and you will see alot of suffering people out there.  Maybe not alot but quite a handful.  I have been to many of these poor people's homes and really surprised that with our progress there are still so many of them out there living below the average, or even below the poverty line.
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chris168 Senior	28-Apr-2011 15:16        chris168 About Contact  Quote this Post! Style: Flexible   Mood:
x 0   x 0  Alert Admin	Bravo to you your good work. Although I am in my late thirties, I did my WILL becos I travel quite a bit and so many things can happen these days ... I WILL a part to a charity for the poor which I have served in my school days ... What we get we want to give back too. Laulan      ( Date: 28-Apr-2011 14:37) Posted: You are indeed lucky to be born in an above average or probably rich family. Go and do some social work and you will see alot of suffering people out there.  Maybe not alot but quite a handful.  I have been to many of these poor people's homes and really surprised that with our progress there are still so many of them out there living below the average, or even below the poverty line. chris168      ( Date: 28-Apr-2011 14:25) Posted: Bred and borned here ... only did my Uni overseas. I have not owned a HDB before
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Laulan Master	28-Apr-2011 15:15        Laulan About Contact  Quote this Post!
x 0   x 0  Alert Admin	Good idea.   I remembered when I sold my first house, the HDB made me pay 3 percent as levies saying that this is to enable me to cancel the records of having own a flat before.   I gladly paid for it because I could apply for a new 4-room at approx $130K.   The resale market is now around $350 or so (not very sure). Now I cannot sell this house for a profit although it has increased in price because then I have to pay high price to buy back another flat at my choicest location.   If I could buy a new HDB flat where I preferred, I don't mind to sell the present flat, but when I made an application for a BTO or new flat, the HDB already changed rules and said cannot buy new HDB flats because they considered my present flat as second time flat.   The point is HDB can make rules but will it be changed later on, very difficult to say and may charge you more than originally planned. Anyway your idea is good and we should give it serious thoughts. yummygd      ( Date: 28-Apr-2011 14:48) Posted: im thinking how about giving a discount to new flat owners? but five years later when they sell they must pay back e discount. get what im saying? this way e resale wont be affected n these new flats buyers will have a breather n since they claimed to just want a place to stay n start a family, they wont mind paying back when they finally sell.   example:couple A new flat buyers they get their flat at a discounted rate (maybe lets say 50k difference from price. its optional) n five years later they decide to move...so when they sold their flat (at market rate)they have to pay government back e 50k difference regardless if they make money from sale of flat. i think its a good idea. this way resale price wont be affected n new couples can afford to buy flat n have the home they are asking for. Laulan      ( Date: 28-Apr-2011 14:02) Posted: The equation is simple.  You are new buyer, and many of new HDB flats are built for the purpose and not for you to trade, ok?  You want to trade you go to the private market.  Don't upset out status quo which we have for years enjoyed cheaper NEW HDB flats.  You got money, you buy private properties and speculate.  Don't make people homeless.  I presume you are a new citizen, right? Don't bluff, hah.
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yummygd Supreme	28-Apr-2011 15:11        yummygd About Contact  Quote this Post!
x 0   x 0  Alert Admin	i dun think they should be charge an interest rate but i doubt e government will agree with me wahahha . funding i think we have enough in surplus to fund this singaporean only project and since i am super pissed with the self million dollars increament by e government i will say tell e ministers to all take a pay cut to fund it. seriously just e levy of e casinos is enough for them to fund this project of mine. dun u agree? cathylmg      ( Date: 28-Apr-2011 14:54) Posted: Good! At least you have put on a think cap. A thumbs up for you. I wish the opposites have this kind of qualities. And also at what interest rate? Where the fundings is going to come from? If you have a feasible solution, you have my vote.  ) yummygd      ( Date: 28-Apr-2011 14:48) Posted: im thinking how about giving a discount to new flat owners? but five years later when they sell they must pay back e discount. get what im saying? this way e resale wont be affected n these new flats buyers will have a breather n since they claimed to just want a place to stay n start a family, they wont mind paying back when they finally sell.   example:couple A new flat buyers they get their flat at a discounted rate (maybe lets say 50k difference from price. its optional) n five years later they decide to move...so when they sold their flat (at market rate)they have to pay government back e 50k difference regardless if they make money from sale of flat. i think its a good idea. this way resale price wont be affected n new couples can afford to buy flat n have the home they are asking for.
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cathylmg Elite	28-Apr-2011 14:54        cathylmg About Contact  Quote this Post!
x 0   x 0  Alert Admin	Good! At least you have put on a think cap. A thumbs up for you. I wish the opposites have this kind of qualities. And also at what interest rate? Where the fundings is going to come from? If you have a feasible solution, you have my vote.  ) yummygd      ( Date: 28-Apr-2011 14:48) Posted: im thinking how about giving a discount to new flat owners? but five years later when they sell they must pay back e discount. get what im saying? this way e resale wont be affected n these new flats buyers will have a breather n since they claimed to just want a place to stay n start a family, they wont mind paying back when they finally sell.   example:couple A new flat buyers they get their flat at a discounted rate (maybe lets say 50k difference from price. its optional) n five years later they decide to move...so when they sold their flat (at market rate)they have to pay government back e 50k difference regardless if they make money from sale of flat. i think its a good idea. this way resale price wont be affected n new couples can afford to buy flat n have the home they are asking for. Laulan      ( Date: 28-Apr-2011 14:02) Posted: The equation is simple.  You are new buyer, and many of new HDB flats are built for the purpose and not for you to trade, ok?  You want to trade you go to the private market.  Don't upset out status quo which we have for years enjoyed cheaper NEW HDB flats.  You got money, you buy private properties and speculate.  Don't make people homeless.  I presume you are a new citizen, right? Don't bluff, hah.
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yummygd Supreme	28-Apr-2011 14:48        yummygd About Contact  Quote this Post!
x 1   x 0  Alert Admin	im thinking how about giving a discount to new flat owners? but five years later when they sell they must pay back e discount. get what im saying? this way e resale wont be affected n these new flats buyers will have a breather n since they claimed to just want a place to stay n start a family, they wont mind paying back when they finally sell.   example:couple A new flat buyers they get their flat at a discounted rate (maybe lets say 50k difference from price. its optional) n five years later they decide to move...so when they sold their flat (at market rate)they have to pay government back e 50k difference regardless if they make money from sale of flat. i think its a good idea. this way resale price wont be affected n new couples can afford to buy flat n have the home they are asking for. Laulan      ( Date: 28-Apr-2011 14:02) Posted: The equation is simple.  You are new buyer, and many of new HDB flats are built for the purpose and not for you to trade, ok?  You want to trade you go to the private market.  Don't upset out status quo which we have for years enjoyed cheaper NEW HDB flats.  You got money, you buy private properties and speculate.  Don't make people homeless.  I presume you are a new citizen, right? Don't bluff, hah.
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Laulan Master	28-Apr-2011 14:37        Laulan About Contact  Quote this Post!
x 0   x 0  Alert Admin	You are indeed lucky to be born in an above average or probably rich family. Go and do some social work and you will see alot of suffering people out there.  Maybe not alot but quite a handful.  I have been to many of these poor people's homes and really surprised that with our progress there are still so many of them out there living below the average, or even below the poverty line. chris168      ( Date: 28-Apr-2011 14:25) Posted: Bred and borned here ... only did my Uni overseas. I have not owned a HDB before. Laulan      ( Date: 28-Apr-2011 14:02) Posted: The equation is simple.  You are new buyer, and many of new HDB flats are built for the purpose and not for you to trade, ok?  You want to trade you go to the private market.  Don't upset out status quo which we have for years enjoyed cheaper NEW HDB flats.  You got money, you buy private properties and speculate.  Don't make people homeless.  I presume you are a new citizen, right? Don't bluff, hah.
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chris168 Senior	28-Apr-2011 14:37        chris168 About Contact  Quote this Post! Style: Flexible   Mood:
x 0   x 0  Alert Admin	I did my post-grad in NTU, really very Singaporean. Never forget my roots  lol ... chris168      ( Date: 28-Apr-2011 14:25) Posted: Bred and borned here ... only did my Uni overseas. I have not owned a HDB before. Laulan      ( Date: 28-Apr-2011 14:02) Posted: The equation is simple.  You are new buyer, and many of new HDB flats are built for the purpose and not for you to trade, ok?  You want to trade you go to the private market.  Don't upset out status quo which we have for years enjoyed cheaper NEW HDB flats.  You got money, you buy private properties and speculate.  Don't make people homeless.  I presume you are a new citizen, right? Don't bluff, hah.
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chris168 Senior	28-Apr-2011 14:25        chris168 About Contact  Quote this Post! Style: Flexible   Mood:
x 0   x 0  Alert Admin	Bred and borned here ... only did my Uni overseas. I have not owned a HDB before. Laulan      ( Date: 28-Apr-2011 14:02) Posted: The equation is simple.  You are new buyer, and many of new HDB flats are built for the purpose and not for you to trade, ok?  You want to trade you go to the private market.  Don't upset out status quo which we have for years enjoyed cheaper NEW HDB flats.  You got money, you buy private properties and speculate.  Don't make people homeless.  I presume you are a new citizen, right? Don't bluff, hah.
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cathylmg Elite	28-Apr-2011 14:22        cathylmg About Contact  Quote this Post!
x 0   x 0  Alert Admin	Ah Girl, see lah! You never cane properly. LOL! Isolator      ( Date: 28-Apr-2011 14:15) Posted: Why talk about politic and housing here? tidy up please... Here should STI under 2900....  lol
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Isolator Supreme	28-Apr-2011 14:15        Isolator About Contact  Quote this Post!   Mood: Yells: "STI is hard landing to below 2000..."
x 0   x 0  Alert Admin	Why talk about politic and housing here? tidy up please... Here should STI under 2900....  lol
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cathylmg Elite	28-Apr-2011 14:11        cathylmg About Contact  Quote this Post!
x 0   x 0  Alert Admin	Why most eligible applicants for HDB flats prefer them to be cheaper so that they could afford to buy them and why many owners want not to lose money one their flats which is undue and unnecessary worry or else they are going to sell off to go away.  We can understand, and we should examine the reasons for their preferences. And we should cater to both groups, not just to the poor and needy. Poor people (This is real, there are plenty of poor people in Singapore except they shy to tell you they are poor.)  who are applying for HDB flats, new or resale, seldom meet HDB's qualifications.  This is because there is a criteria  based on salary and ability to pay.  You  are deemed  not capable to pay, you don't get one, you get me?  Don't say nobody is  that poor not to have a small deposit or some small amount in the  CPF or some petty subsidies, to be  unable to apply for a flat. There are many.  And don't forget, if you could bluff the HDB through, you cannot bluff yourself because your installment will always be in arrears and your flat would be repossessed by HDB. (Quite cruel to do this, but the HDB cannot don't possess because it is in their administration, rules of the game.  You can't pay you give back the house!) Then the opposition should instead give suggestion that are  acceptable to all groups which in the mean time, caters to this group of people. For example rental flats by the governments and 'effective ways' of assistances in securing jobs. I notice nowadays certain school canteen are pruned out to outside operators instead of reserving it to poor and needy locals? It is the same as buying a cheap car and an expensive car.  Ask yourself why didn't you buy a mercedes like he does, ok?  He can afford it, but many others cannot afford a mercedes but then they could forgo it to buy one cheap old ford car. (Low Pock Kar, hahaha).  But if you cannot afford a HDB, can you forgo to have one and just to rent on with its high rental resulting from high asset value?  Even if the rental is low, you should not be renting because it gets you nowhere in life and it is very taxing, 3 to 4 times the installment of owning a flat. In that case, even if prices goes down by 30%-40%, do you think this group of people will still be able to afford a flat? Think about it? Can't even afford to rent, how can afford to buy? PRs want the price of HDB and properties to go up because they can sell for a huge profit if prices continue to go higher.  Sometimes the profit can be sent back to the motherland for them to live a life of comfort if not for the rest of their lives because their money exchange rate is beneficial to them. Which is why selective importing of foreign talent should be in place. We don't want those who have the same talent as those of our citizen be in direct competitions to the locals here. Btw, did I ever heard of this from  any opposition parties here at all? Rich people want property prices to move up because they invested much in properties. So it is natural.  But we must do sometime to moderate the prices for new HDB flats, and try to figure out what to do with older flats.  Many  older estates have been enblocked for re-development and we can start looking for such plans of redeveloping the old estates, or upgrading them.  Most people would not like to sell their HDB flats because of saving the inconvenience of shifting.  Not only the rich. Middle class and poor people who manage to hop on the property train will not want to see their asset drop in value, hard earned money  vanished in broad day  light.  This is very real and close to the heart. Are the opposition parties  listening? So ministers, mps all must put on their thinking caps.  That is what they are paid for, although this is a no brainer if not anything. Not only the ministers and mps. The opposition, if they want my vote, have better come up with a sound solution and not just point fingers at each other's fault. I would also like to see better, more humane, and more diversified policies that caters to each and every category of the societies in this country.
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Laulan Master	28-Apr-2011 14:02        Laulan About Contact  Quote this Post!
x 0   x 0  Alert Admin	The equation is simple.  You are new buyer, and many of new HDB flats are built for the purpose and not for you to trade, ok?  You want to trade you go to the private market.  Don't upset out status quo which we have for years enjoyed cheaper NEW HDB flats.  You got money, you buy private properties and speculate.  Don't make people homeless.  I presume you are a new citizen, right? Don't bluff, hah.
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Laulan Master	28-Apr-2011 13:58        Laulan About Contact  Quote this Post!
x 0   x 0  Alert Admin	What is needed is originality. chris168      ( Date: 28-Apr-2011 13:56) Posted: Really, it is just simple logic. No rocket science here ... Laulan      ( Date: 28-Apr-2011 13:45) Posted: You're talking like MBT.  Hahaha
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chris168 Senior	28-Apr-2011 13:56        chris168 About Contact  Quote this Post! Style: Flexible   Mood:
x 0   x 0  Alert Admin	Really, it is just simple logic. No rocket science here ... Laulan      ( Date: 28-Apr-2011 13:45) Posted: You're talking like MBT.  Hahaha. chris168      ( Date: 28-Apr-2011 13:41) Posted: Cathy put it nicely. Robbed 80% of HDB dwellers of their asset values to suit, placate the much smaller percentage of jobless, first time buyer etc will not do. Use other means to help the needy if not already, if not doing enough then do more .... HDB have come this far there is no turning back. What with liquidity sloshing around and all those printed $$, you don't want your  property to plunge by 30-40% not becos of economic depression but becos of policy changes ... while others, looked beyond our shore ... maintained status quo?!! Bubblish property prices will not do. But to sell cheap will not do either.
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Laulan Master	28-Apr-2011 13:47        Laulan About Contact  Quote this Post!
x 0   x 0  Alert Admin	Hope not hoe. Laulan      ( Date: 28-Apr-2011 13:46) Posted: Sorry for a few typos, but hoe the meaning is clear. Laulan      ( Date: 28-Apr-2011 13:39) Posted: Why most eligible applicants for HDB flats prefer them to be cheaper so that they could afford to buy them and why many owners want not to lose money one their flats which is undue and unnecessary worry or else they are going to sell off to go away.  We can understand, and we should examine the reasons for their preferences. Poor people (This is real, there are plenty of poor people in Singapore except they shy to tell you they are poor.)  who are applying for HDB flats, new or resale, seldom meet HDB's qualifications.  This is because there is a criteria  based on salary and ability to pay.  You  are deemed  not capable to pay, you don't get one, you get me?  Don't say nobody is  that poor not to have a small deposit or some small amount in the  CPF or some petty subsidies, to be  unable to apply for a flat. There are many.  And don't forget, if you could bluff the HDB through, you cannot bluff yourself because your installment will always be in arrears and your flat would be repossessed by HDB. (Quite cruel to do this, but the HDB cannot don't possess because it is in their administration, rules of the game.  You can't pay you give back the house!) It is the same as buying a cheap car and an expensive car.  Ask yourself why didn't you buy a mercedes like he does, ok?  He can afford it, but many others cannot afford a mercedes but then they could forgo it to buy one cheap old ford car. (Low Pock Kar, hahaha).  But if you cannot afford a HDB, can you forgo to have one and just to rent on with its high rental resulting from high asset value?  Even if the rental is low, you should not be renting because it gets you nowhere in life and it is very taxing, 3 to 4 times the installment of owning a flat. PRs want the price of HDB and properties to go up because they can sell for a huge profit if prices continue to go higher.  Sometimes the profit can be sent back to the motherland for them to live a life of comfort if not for the rest of their lives because their money exchange rate is beneficial to them. Rich people want property prices to move up because they invested much in properties. So it is natural.  But we must do sometime to moderate the prices for new HDB flats, and try to figure out what to do with older flats.  Many  older estates have been enblocked for re-development and we can start looking for such plans of redeveloping the old estates, or upgrading them.  Most people would not like to sell their HDB flats because of saving the inconvenience of shifting.  So ministers, mps all must put on their thinking caps.  That is what they are paid for, although this is a no brainer if not anything
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Laulan Master	28-Apr-2011 13:46        Laulan About Contact  Quote this Post!
x 0   x 0  Alert Admin	Sorry for a few typos, but hoe the meaning is clear. Laulan      ( Date: 28-Apr-2011 13:39) Posted: Why most eligible applicants for HDB flats prefer them to be cheaper so that they could afford to buy them and why many owners want not to lose money one their flats which is undue and unnecessary worry or else they are going to sell off to go away.  We can understand, and we should examine the reasons for their preferences. Poor people (This is real, there are plenty of poor people in Singapore except they shy to tell you they are poor.)  who are applying for HDB flats, new or resale, seldom meet HDB's qualifications.  This is because there is a criteria  based on salary and ability to pay.  You  are deemed  not capable to pay, you don't get one, you get me?  Don't say nobody is  that poor not to have a small deposit or some small amount in the  CPF or some petty subsidies, to be  unable to apply for a flat. There are many.  And don't forget, if you could bluff the HDB through, you cannot bluff yourself because your installment will always be in arrears and your flat would be repossessed by HDB. (Quite cruel to do this, but the HDB cannot don't possess because it is in their administration, rules of the game.  You can't pay you give back the house!) It is the same as buying a cheap car and an expensive car.  Ask yourself why didn't you buy a mercedes like he does, ok?  He can afford it, but many others cannot afford a mercedes but then they could forgo it to buy one cheap old ford car. (Low Pock Kar, hahaha).  But if you cannot afford a HDB, can you forgo to have one and just to rent on with its high rental resulting from high asset value?  Even if the rental is low, you should not be renting because it gets you nowhere in life and it is very taxing, 3 to 4 times the installment of owning a flat. PRs want the price of HDB and properties to go up because they can sell for a huge profit if prices continue to go higher.  Sometimes the profit can be sent back to the motherland for them to live a life of comfort if not for the rest of their lives because their money exchange rate is beneficial to them. Rich people want property prices to move up because they invested much in properties. So it is natural.  But we must do sometime to moderate the prices for new HDB flats, and try to figure out what to do with older flats.  Many  older estates have been enblocked for re-development and we can start looking for such plans of redeveloping the old estates, or upgrading them.  Most people would not like to sell their HDB flats because of saving the inconvenience of shifting.  So ministers, mps all must put on their thinking caps.  That is what they are paid for, although this is a no brainer if not anything. cathylmg      ( Date: 28-Apr-2011 12:58) Posted: Not if is in direct proportion to the average income of its citizens
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Laulan Master	28-Apr-2011 13:45        Laulan About Contact  Quote this Post!
x 0   x 0  Alert Admin	You're talking like MBT.  Hahaha. chris168      ( Date: 28-Apr-2011 13:41) Posted: Cathy put it nicely. Robbed 80% of HDB dwellers of their asset values to suit, placate the much smaller percentage of jobless, first time buyer etc will not do. Use other means to help the needy if not already, if not doing enough then do more .... HDB have come this far there is no turning back. What with liquidity sloshing around and all those printed $$, you don't want your  property to plunge by 30-40% not becos of economic depression but becos of policy changes ... while others, looked beyond our shore ... maintained status quo?!! Bubblish property prices will not do. But to sell cheap will not do either.
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